why I don’t invest for others anymore

Arigato, dear investor,

A few years ago, one of my relatives asked if I could invest for her.

She had seen the results I was getting in the stock market and trusted me with $50,000 to grow her retirement savings. And because I’ve always wanted to help the people I care about, I said yes without hesitation.

The first year went really well—she was super happy with the dividends I paid out to her (they were way better than any bank interest).

But then came the 2022 bear market...
The portfolio was down, the market was rocky for more than a year, and understandably, she started to get worried.

By mid-2023, she asked to pull her money out.

Even though her portfolio was down at that point, I didn’t want her to take a loss.
So I returned the full $50k she gave me—and quietly took the loss myself.

Because honestly, I just wanted to help. I never wanted her to feel like she lost money because of me.

But here’s the painful part…

Just a few months later, the market recovered.
If she had stayed invested, her portfolio would’ve grown over at least 40% by now.
In fact, my portfolio grew more than that, especially after I added in options to boost my returns.

That experience really stuck with me.

I realised… investing for others can be really hard if we’re not on the same page.

Not everyone sees the market the way I do.
Not everyone has the long-term mindset to ride through downturns.
And when our timelines or expectations don’t match, it creates stress—for both sides.

(And now I totally get why fund managers look so tired all the time 😂)

Since then, I’ve decided—I won’t invest for others anymore.
(Not counting my parents—they trust me fully and never question my decisions, even during tough markets 🙏🏻)

But what that situation also taught me was this:
If someone doesn’t understand how investing works, they’ll always panic when the market drops.

That’s why I became so passionate about teaching since then.
I saw so many people miss amazing opportunities—or worse, sell at a loss—just because they didn’t know what they were doing.

Investing isn’t just about skill.
It’s about understanding your why, your timeline, and how the market actually works.

That’s exactly what I cover inside my free 2-hour Options to Freedom Masterclass.
I break things down simply, and show you how to use smart strategies to grow your portfolio—even in uncertain markets.

If you’re ready to take control of your own money (and stop feeling unsure or stuck), come join us 💛

Let’s build your confidence, your cashflow, and your million-dollar portfolio—the Arigato way. I’ll see you inside!

Meanwhile, check out this 👇️ 

Save $499 and Skip Inventory Headaches

With tariffs rising, tracking margins is more important than ever.

inFlow makes it easy to manage inventory, costs, and shipping—all in one place. Rated 4.6 stars across 500+ reviews on Capterra

Try it free and save $499 with code EASY499—limited time only.

✅ See how others are adapting with inFlow in our case studies

Save $499—Start Free

Arigato!

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛