Arigato, {{ first name | dear investor }},

Have you ever wondered why two investors can buy the EXACT same ETF, at the EXACT same price, but end up with completely different results?

Let's say both investors bought the S&P 500 ETF.

When the market drops by 20%...

Investor A sees it as an opportunity to accumulate more shares at a discount.

Investor B starts panicking, constantly checks their portfolio, and eventually sells everything because they're afraid of losing even more money.

Same investment. Same market. Same opportunity.

But two completely different decisions and potentially very different long-term results.

Why?

Because investing isn't just about understanding the market.

It's also about understanding YOURSELF.

Over the past 10 years of investing, I've realised that many of us already know what we SHOULD be doing.

We know that investing consistently helps us build wealth over time.

We know that market corrections are part of investing.

We know that chasing stocks after they've skyrocketed isn't necessarily a good idea.

And we know that having a long-term investing plan is important.

But when REAL money is involved, everything changes!

Suddenly, fear kicks in.

FOMO kicks in.

We start questioning our decisions, comparing our results with others, and sometimes abandoning the very investing strategies we spent so much time learning.

The problem isn't always that we don't know what to do. It's that our emotions and hidden money beliefs can override what we know.

And this is something that even experienced investors can struggle with!

Here's a framework that I find particularly interesting:

IDENTITY → EMOTIONS → BEHAVIOUR → RESULTS

Who we believe we are influences how we feel.

How we feel influences the decisions we make.

And the decisions we make ultimately influence our investing results.

For example, if deep down you believe that losing money means you're a failure, every market correction might feel like a personal defeat.

But if you understand that market volatility is part of your long-term investing journey, you may be better equipped to respond calmly and follow your investing plan.

The market hasn't changed.

But your relationship with money has.

And that's exactly what we're going to explore together in our upcoming FREE masterclass!

📅 Wednesday, 30 September 2026
⏰ 8 PM – 10 PM SGT
💻 Online via Zoom

Together, we'll uncover:

💚 Your Hidden Money Beliefs: What unconscious beliefs about money, success and security might be influencing your investing decisions?

💚 Your Emotional Triggers: Why do fear, FOMO and scarcity sometimes take over, even when you know better?

💚 Your Investing Identity: How does the way you see yourself influence your ability to take action and stay committed to your financial goals?

💚 Your Emotional Compass: How can greater self-awareness help you recognise your emotions and make more intentional investing decisions?

💚 Your Financial Purpose: What are you actually investing FOR, and how can that clarity help you stay focused on your long-term journey?

This won't be your usual investing workshop where we discuss which stocks or ETFs to buy.

Instead, we'll be exploring something that I believe is equally important:

The person behind every investment decision.

By the way, when you register for the workshop and you’ll also get the Money Clarity Workbook for free.

Come join me and let’s build a stronger Money OS together ✨

Whether you're just getting started or have already been investing for years, I hope this masterclass will give you a fresh perspective on your relationship with money.

Because ultimately...

You can have the best investing strategy in the world, but if your emotions keep getting in the way of executing it, you may never experience its full potential.

I hope you'll join us for this special evening! 💚

With gratitude,
Chloe Lin
Arigato Investor

P.S. Here's a little question for you to reflect on before the workshop:

What's one investing mistake you keep repeating, even though you already know better?

Perhaps the answer isn't another investing strategy. Perhaps it's something deeper about your relationship with money.

Let's explore that together on 30 September! 💚

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛