What was I thinking?

In partnership with

Arigato, dear investor,

Have you ever looked back on a financial decision and thought, What was I thinking?

Rick Guerin, a brilliant investor and close friend of Warren Buffett, certainly had one of those moments. During the brutal market crash of 1973-74, he was forced to sell thousands of shares of Berkshire Hathaway—shares that would be worth a fortune today.

Why?

Because he was too greedy.

He leveraged his positions, and when the market turned against him, he had no choice but to sell at rock-bottom prices.

Buffett later reflected on this:
"Charlie and I always knew we would become very wealthy, but we weren’t in a hurry."

That line hit me hard. Because, guess what? I made a very similar mistake. I was too greedy. I leveraged my positions, thinking I could accelerate my gains, and when the market dipped, I panicked and sold XXX at the worst possible moment.

Want to know what I learned from it—and how you can avoid making the same mistake? I break it all down in my latest blog post:

💳 Money Management Isn’t Just for Investing

This lesson isn’t just about the stock market—it applies to everyday money habits, too.

Lately, I’ve been seeing credit card companies pushing 0% interest balance transfers until 2026. Sounds like a great deal, right? A cushion to spend now and pay later. But here’s the question: How long can this cushion really last?

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It reminds me of leveraging in the stock market—borrowing money without immediate penalties. It feels good at first, but when the bill finally comes due, reality hits hard.

That’s why building solid personal finance habits now is so important. Because how you handle your money daily reflects how you handle bigger financial decisions.😃 

Make smart choices today so your future self can thank you later. 😉

Arigato!

Chloe
Arigato Investor

By the way, I’ll never PM anyone on telegram or any other social media platforms. If you receive any “Arigato Investor/Chloe” messaging you, these are scammers impersonating me. Pls beware!

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing.