In partnership with

Arigato, {{ first name | dear investor }},

I don't usually talk about this.

But 5 years ago, I bought my first private property in Singapore.

Today, it's sitting at around a S$100,000 paper loss.

Does that mean property is a bad investment?

I don't think so.

I think I made a poor investment decision.

Looking back, I realised I bought the property without really understanding what makes a good property investment.

Things like:

  • Which locations actually outperform?

  • Should I have bought a resale instead?

  • Would another project have performed better?

  • How do experienced investors evaluate a property before buying?

These are questions I wish I had asked before signing the paperwork.

That's one of the reasons I love investing.

Every mistake becomes an opportunity to learn.

And that's exactly why I invited Ernee to our community.

Over the last 7 years, he's built a property portfolio worth over S$45 million in asset value, manages 700+ co-living units, and has been generating 6-figure cashflow every single month!

How does he find the right properties?
How much capital do you actually need?
How does co-living work?
Is it still possible today, or has that opportunity already passed?

Those are exactly the questions I'll be asking Ernee during our LIVE Ask-Me-Anything session.

Whether you're planning to buy your first HDB, upgrade to private property, invest in property one day, or simply want to avoid making an expensive mistake like I did, I think you'll find this session incredibly valuable.

📅 Monday, 29 June
🕗 8:00 PM (Singapore Time)

We'll also be giving every live attendee a FREE S$249 residential property investing resource at the end of the session.

I'll be there asking my own questions too.

See you at 8pm later!

Meanwhile, check out this 👇

Summer's here. Larry handles calls, jobs, and memberships automatically.

Air Design used to spend hours every day manually calling their 600 members to schedule seasonal tune-ups.

They turned on Podium's AI Membership Coordinator. It contacted 471 members, booked 187 jobs, and generated $24,000 in revenue.

Across home services, the story repeats.

Magnolia Plumbing cut invoice-to-payment time to 6 minutes and saved 60 hours of admin work every month.

This is what Podium's AI Operating System does: phones answered, jobs booked, invoices collected — automatically, without adding headcount.

Arigato!

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛

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