The Most Personal Investment I’ve Ever Made

In partnership with

Arigato, dear investor,

Many of you know me as the Arigato Investor, always sharing about building wealth, investing wisely, and creating financial freedom.

But today… I want to talk about another kind of future planning — one that’s far more personal, vulnerable, and close to my heart.

My egg freezing journey was recently featured in RICE Media, and it made me reflect on why we need to normalise not just financial planning, but fertility planning too.

I’ve always been focused on building my life — travelling, growing my business, achieving financial stability before thinking about kids.

But as I turned 35, reality hit.

No matter how young, healthy, or energetic I feel… biology doesn’t wait. Egg quantity and quality decline with age. And I realised, if I truly want the freedom to have children later, I needed to take action now.

That’s why I made the decision to freeze my eggs.

It wasn’t easy. The process involved hormone injections, minor surgery, and yes… a hefty $17,000 bill. But I see it as buying time, buying peace of mind — and keeping my options open.

I count myself lucky to afford this, but not every woman has that privilege. Honestly, one of the simplest, most affordable steps any woman in her 20s or 30s can take is just checking your egg count.

It costs a few hundred dollars at most — I did mine at The O&G Specialist Clinic in Singapore — and it gives you clarity on where you stand with your fertility.

It’s like how we plan for insurance or our investments — why don’t we plan for fertility too?

If you’re curious or considering this for yourself (or your partner), I poured my heart into this video sharing every part of my egg freezing journey — the fears, the lessons, and the hope:

👉 [Watch My Egg Freezing Journey — My Most Vulnerable Video Yet]

I believe women — and couples — deserve to plan for their future on their own terms, not just financially, but also holistically.

We plan our careers.
We plan our money.
It’s time we plan our fertility too.

You can read the full article by RICE media here if you’re curious:
👉 RICE Media Feature — My Egg Freezing Journey

Sending you love, courage, and as always — the freedom to choose your path!

P.S. If this message resonated with you, forward it to a friend, sister, or loved one who might need to hear this. 💛

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Arigato!

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛