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SCAM
I Created a Crypto Token?!
Arigato, dear investor,
I never thought I'd have to say this, but here we are—scammers are getting more and more rampant, and they’re now using my name to ask for money across various social media platforms.
Lately, I’ve even seen fake accounts claiming that I created my own token and asking people to buy it. Just to be clear—I have never, and will never, launch my own crypto token.

👉 I will never private message (PM) anyone on any social media platform to ask for money, to help you invest/trade, or to sell any so-called "exclusive token”.
My belief has always been simple: We don’t need shortcuts or get-rich-quick schemes. We grow wealth safely by learning how to invest and manage our money over time. That’s how I built my own million-dollar portfolio, and that’s how I teach my students to do it, the Arigato way.
Scams Aren’t Just Personal—Even Big Companies Fall for Them
Scammers don’t just target individuals. Some create a dream or vision so powerful that even the smartest investors fall for it.
I recently came across a fascinating case—Elizabeth Holmes and Theranos.
Holmes built an empire by claiming Theranos could revolutionize blood testing, but it was all fake. She convinced investors—including high-ranking government officials and even companies like Walmart—to pour in millions.

🚨 She was later convicted and sentenced to over 11 years in prison for fraud.
But what shocked me the most? So many intelligent people fell for it.
That’s why I always remind myself:
✔ We need to be extra careful when investing in a single company.
✔ We must be clear on how the company makes money and whether it’s actually profitable.
🚩 A Business Model I’m Skeptical About
Here’s an example of a company I personally wouldn’t invest in: Mode Mobile.
They claim they’re "unlocking a trillion-dollar industry by monetizing our mobile phones." Sounds impressive, right? But when I dig deeper…
❌ They don’t explain how they actually monetize.
❌ They don’t reveal how much money they’re making (net profits).
Now, I’m not saying it’s a scam—I just wouldn’t put my money into something I don’t fully understand.
Before investing in any private equity or stocks, I always ask myself these two questions:
👉 How does this company actually make money?
👉 Is it already profitable (or at least on the path to profitability)?
If I can’t get clear answers, I walk away. Simple.
Feel free to check out Mode Mobile below and let me know—do you come to the same conclusion as me? 👇️
Today’s Fastest Growing Company Might Surprise You
🚨 No, it's not the publicly traded tech giant you might expect… Meet $MODE, the disruptor turning phones into potential income generators.
Mode saw 32,481% revenue growth, ranking them the #1 software company on Deloitte’s 2023 fastest-growing companies list.
📲 They’re pioneering "Privatized Universal Basic Income" powered by technology — not government, and their EarnPhone, has already helped consumers earn over $325M!
Their pre-IPO offering is live at just $0.26/share – don’t miss it.
*Mode Mobile recently received their ticker reservation with Nasdaq ($MODE), indicating an intent to IPO in the next 24 months. An intent to IPO is no guarantee that an actual IPO will occur.
*The Deloitte rankings are based on submitted applications and public company database research, with winners selected based on their fiscal-year revenue growth percentage over a three-year period.
*Please read the offering circular and related risks at invest.modemobile.com.
🎉 Meet Me in Person—No Scammers, Just Real People!
If you ever want to meet me (to confirm I’m real and not some online scammer 😆), I’d love to invite you to a special in-person Money Valentine's Party on February 22! 💕💰

At this event, we’ll talk about two of the biggest forces shaping our lives—Love & Money.
💡 What’s happening?
🔥 Fun Icebreakers & Interactive Games – Ditch awkward intros, connect with like-minded people easily!
📚️ Inspiring Learnings & Discussions:
Chloe: Mastering Your Money Mindset & Growth Strategies
Sabrina: Crypto & Cashflow – Making Money Work for You
Mindy: Love & Money – How To Build A Happy & Fulfilling Relationships
💬 Whether you're here to expand your network, explore new friendships, or level up your financial mindset, this event is for you!
📌 Early Bird Discount Available!
See you soon—and always remember to stay vigilant against scammers! 💪
Chloe
Arigato Investor
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