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Arigato, dear investor,

This Christmas feels especially meaningful to me 🤍

I’m writing this from China, where I’m spending a beautiful sister trip—something we haven’t done in almost 4 years.

The last time was back in Dec 2021, when borders just reopened after Covid.
We did a 21-day Europe trip together.

That trip changed our relationship.
We saw each other’s flaws, strengths, and fears.
And through long walks, missed trains, and deep conversations, our sister bond grew stronger.

Fast forward to today.

On this trip, I felt so happy watching my sister expand her mind—about business, investing, and what’s possible in life. As we moved across different parts of China, we had the privilege of meeting incredible people (huge thanks to SG Budget Babe, Dawn, for connecting us).

Beyond learning, we also truly lived.

We hiked through Zhang Jia Jie,
wandered through Guilin,
and stood quietly in awe of mountains and waters that remind us how small—and grateful—we should be.

We even took some really nice photos with us in 战国袍 🥰 

Every day ended with sore legs, tired bodies… and very full hearts.

And here’s something that really struck me during this trip.

I barely had the time—or energy—to even log into my brokerage accounts.
Yet my ETF portfolio kept quietly working for me.

No monitoring.
No stressing.
No reacting.

It’s now up about $50,000, even though I “did nothing” during this trip.

That’s the beauty of building a strong foundation with ETFs and options—
your money continues to grow, even when you’re fully present living your life.

So if you’ve signed up for my upcoming 3-Day Options To Freedom Bootcamp,
I truly can’t wait to walk you through this step by step, so you can build the same kind of freedom—calmly, safely, and intentionally.

And before I end…

Thank you 🤍
For walking this journey with me over the past year.
For growing together with me—not just as investors, but as people.

As we continue this path side by side, I truly believe more growth, clarity, and abundance will find us.

Wishing you and your loved ones a warm, meaningful Christmas.

Merry Christmas,
and Arigato always,
Chloe 🎄✨

Meanwhile, check out this 👇️ 

Shoppers are adding to cart for the holidays

Over the next year, Roku predicts that 100% of the streaming audience will see ads. For growth marketers in 2026, CTV will remain an important “safe space” as AI creates widespread disruption in the search and social channels. Plus, easier access to self-serve CTV ad buying tools and targeting options will lead to a surge in locally-targeted streaming campaigns.

Read our guide to find out why growth marketers should make sure CTV is part of their 2026 media mix.

Learn more.

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛

Shoppers are adding to cart for the holidays

Over the next year, Roku predicts that 100% of the streaming audience will see ads. For growth marketers in 2026, CTV will remain an important “safe space” as AI creates widespread disruption in the search and social channels. Plus, easier access to self-serve CTV ad buying tools and targeting options will lead to a surge in locally-targeted streaming campaigns.

Read our guide to find out why growth marketers should make sure CTV is part of their 2026 media mix.

Learn more.