My Mum Lost 40%

In partnership with

Arigato, dear investor,

Two months ago, before I headed off to Canada, I met up with my good friend Brill — he’s an independent financial consultant from iFast, not tied to any insurance company.

I asked him to review my insurance portfolio first, and honestly, he helped me save $1,700 in premiums without losing any meaningful coverage.

I was like, “Wow, why didn’t I do this sooner?”

Naturally, I thought, let’s see if he can help my mum too. And oh my… we were shocked. Some of her investment-linked plans were just not working. After almost 10 years, she’d actually lost 40% of her capital! Can you believe that? 😭 

Here’s the thing — I get why people get fed up with insurance. It’s confusing, agents push products that benefit them more than you, and in the end, they pocket the commission while you’re left with mediocre returns — or in my mum’s case, heavy losses.

Brill broke down all the hidden costs of IPLs and unit trusts (stuff most agents won’t tell you), and we decided to cut our losses and take back the capital. Now, we can invest it in ways that actually make sense.

I was so impressed with him that I recommended him to my younger sister and her boyfriend. They were shocked to find out their policies were also… let’s just say, not ideal. They’ve now switched to coverage that actually makes sense economically — and they feel so much better about it.

If you’re curious and want someone to take a clear, unbiased look at your insurance, you can apply here. Brill doesn’t pressure you into buying anything unnecessary — he just helps you figure out what actually works for your stage of life.

At the end of the day, financial freedom isn’t about spending more. 🌸
It’s about spending wisely — protecting what matters, investing for the future, and cutting through the noise.

P. S. Due to Brill’s packed schedule, consultations will be on a first-come, first-served basis. Once he’s able to schedule your appointment, he’ll contact you via WhatsApp within 1–2 weeks.

Meanwhile, check out this 👇️ 

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Arigato!

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛

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