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- My $500,000 Disappeared Overnight...
My $500,000 Disappeared Overnight...
What Happened???!!
Arigato, dear investor,
My Webull account went from over $900,000 to only $400,000 left.
$500,000 Disappeared Overnight… What Happened?

Before you panic—don’t worry, I didn’t blow up my portfolio with risky trades. In fact, my portfolio has been growing stronger than ever with my ETF and options strategy. But where did my money go?
Simple—I transferred over $400,000 worth of shares to Longbridge.
Why?
✅ To diversify my brokerage risk. Many investors don’t realise that while your stocks are generally safe, there’s a limit to brokerage protection. SIPC (Securities Investor Protection Corporation) only covers you up to $500,000 per account, including $250,000 for cash. If your broker ever fails, anything beyond that isn’t protected.
✅ Plus, I couldn’t resist the free iPhone 16 Pro Max that Longbridge was offering last month for transferring over $200K worth of shares (I made a video about it before).
But if you’re new to investing and wondering which brokerage is better for you, here’s my honest comparison after using both platforms:
Webull vs Longbridge — Which is Right for You?
1️⃣ If you want the best account opening perks → Longbridge
Longbridge offers free shares like Apple, Nvidia, Google, and AMD worth up to SGD $770, based on your deposit.

Webull gives fewer free shares, but offers trading vouchers to offset your commission fees.

2️⃣ If you prefer hassle-free rewards → Webull
With Webull, just fund your account and hold your funds to qualify for rewards. No buy trades required.
Longbridge’s rewards are more attractive but come with conditions: at least 8 buy trades and holding funds for 90 days.
Pro tip: Buying 0.001 share of SPY counts as a trade—so 8 trades can cost you under $5 total, for up to $770 in free shares.
3️⃣ If you want to save on long-term commissions → Webull
Webull offers the lowest fees in town for stocks, ETFs, and options, with zero platform fees (at least for now).

Longbridge, similar to Moomoo and Tiger, charges platform fees that can add up over time.

4️⃣ If you care about sleek, user-friendly design → Both are good, but here’s the difference:
Webull’s app has a more familiar, Western-style interface.
Longbridge is easy to use too, but be prepared—the colour coding is the opposite of what many are used to. In Longbridge, red means profits, and green means losses. That’s how many Chinese investors view it—they love seeing a sea of red inside their portfolio, which is exactly what’s happening to my Longbridge account right now… but in a good way! 😉

Meanwhile, my profits from Webull are up $86,000 SGD, and Longbridge is up about $85,000 SGD (equivalent to $67,000 USD), making a total gain of around $171,000 SGD—all through combining ETFs with options investing.
If you’d love to learn the exact method I used to grow my million-dollar portfolio safely by combining options with ETFs, join my free 2-hour Options To Freedom Masterclass here!

So, which one is for you?
✔️ If you want to maximise new account perks and don’t mind a few easy trades → Longbridge
✔️ If you prefer simple execution and long-term cost saving → Webull
✔️ If you have over $500K invested → Consider splitting between platforms for brokerage diversification (like I did!)
The most important thing is to start, stay consistent, and build your wealth safely.
Feeling lost on how to start investing, especially during these uncertain, war-driven times?
I just ran a live workshop teaching exactly how to invest safely during war time—including the 3 key sectors I’m watching right now.
You can catch the full replay here:
👉 World War 3: How To Invest During War Time
Stay safe, invest smart, and grow your wealth the Arigato Way!
Meanwhile, check out this 👇️
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Arigato!
Chloe
Arigato Investor
Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛
The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛
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