hey

In partnership with

Arigato, dear investor,

In case you forgot — the SG Market Investing Workshop replay will be taken down tonight at 11:59pm ⏳

So far, more than 500 of you have already caught up with the replay (amazing job!) 🙌
If you haven’t watched it yet, now’s the perfect time to sit back and catch up before it’s gone.

🎥 Watch Part 1

🎥 Watch Part 2

And if you’re ready to take your next step, consider opening your Poems account with PhillipCapital —they’ve got some of the lowest fees in town, plus:

💰 A $20 cash voucher when you open your account by tomorrow Monday
🎁 Up to $150 worth of free shares (like NVIDIA, Palantir, Microsoft, or Amazon) when you deposit and fulfil the required trades within 30 days

It’s a great way to kickstart your SG market investing journey — smartly and confidently!

Meanwhile, check out this 👇️ 

Software sprawl? That’s SaaD.

Software was supposed to make work easier. Instead, most teams are buried under it.

That’s SaaD – Software as a Disservice. Dozens of disconnected tools waste time, duplicate work, and inflate costs.

Rippling changes the story. By unifying HR, IT, and Finance on one platform, Rippling eliminates silos and manual busywork.

• HR? One update applies to payroll, benefits, app access, and device provisioning instantly.

• Finance? Close the books 7x faster with synced data.

• IT? Manage hundreds of devices with a single click.

Companies like Cursor, Clay, and Sierra have already left outdated ways of working behind – gaining clarity, speed, and control.

Don’t get SaaD. Get Rippling.

Is SaaD hurting you?

Arigato!

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛

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Don’t get SaaD. Get Rippling.

Hundreds of apps create silos, wasted time, and missed opportunities. Rippling replaces SaaD (Software as a Disservice) with one system to run HR, IT, and Finance – without the drag.

Take a stand against SaaD today.

Is SaaD hurting your org?