Dumped 🗑️

Arigato, dear investor,

Have you ever felt like your wallet is overflowing with credit cards you don’t even use? I used to be like that – collecting cards whenever I spotted a shiny new benefit or promotion. It felt good at first, but over time, I realized these cards were doing more harm than good.

Many of them sat unused, quietly draining my money with annual fees that weren’t waived. And don’t even get me started on the stress of calling banks to negotiate those fees every year! It felt like such a waste of both my energy and finances.

That’s when I decided to declutter my financial life.

I went through all my cards and canceled the ones I rarely used. Now, I’ve streamlined my spending to focus on just 2-3 cards that genuinely add value to my life.

One of those is the Wise card, which has been a game-changer for my travels. As I mentioned before, it gives me an incredible FX rate for overseas spending, and when I’m not using it, I can park my idle cash in their money market funds to earn close to 4% on USD and 3% on SGD. It’s smart, simple, and works beautifully for my needs.

If you’re feeling the weight of too many unused cards, maybe it’s time to tidy up your wallet too. Cancel the unnecessary ones, save on fees, and focus on cards that truly work for you.

For me, Wise is my perfect companion for holidays or anything with foreign currency spend. 🏖️✈️ 

Take a moment to declutter your finances – your wallet (and your mind) will thank you! 😊

Chloe
Arigato Investor