Arigato, {{ first name | dear investor }},
The government recently announced a brand new CPF investment scheme that is expected to launch in 2028.
The goal is simple.
To help Singaporeans potentially earn better long-term returns on their CPF savings through a low-cost, diversified investment portfolio that automatically adjusts its risk as you age.
When I saw the announcement, my first thought was:
Even the government thinks Singaporeans need a better way to grow your CPF.
Because if earning 2.5% CPF OA returns was enough for everyone, there would be no reason to launch a brand new CPF investment scheme.
Did you know that Singapore's inflation reached 6.1% in 2022 and 4.8% in 2023?
Which means your 2.5% CPF OA returns were not even keeping up with the rising cost of living.
And I believe that's exactly why CPF is introducing this new investment option — to help Singaporeans potentially achieve better long-term retirement outcomes.
But the scheme is only expected to launch in 2028.
That's another 2 years away. 😅
And we still don't know what the actual returns will look like.
Personally, I don't want to wait for someone else to take care of my retirement.
That's why I've been actively investing my CPF for the last 5 years.
Today, my CPF portfolio has grown more than 60%, which works out to roughly 16% annualized returns.
More importantly, it completely changed how I think about CPF.
Instead of seeing CPF as money that's locked away until retirement, I started seeing it as another investment account that can help me achieve financial freedom faster.
And I'm not the only one.
Many of my students who attended my CPF automated growth workshop have already made back their course fee many times over! 😃
Some have achieved double-digit returns in just 1-2 years.
Some have grown their CPF significantly faster than before.
And many tell me the same thing:
"I wish I had learnt this earlier."
The truth is, you don't have to wait until 2028 for a new CPF investment scheme.
That's exactly why I created my CPF Automated Growth Workshop.
For just $47, I'll show you:
✅ How to start CPF investing safely step-by-step
✅ What you can invest in using your CPF to grow it faster
✅ How I personally grew my CPF portfolio by over 60% in just 5 years
For less than the cost of a dinner, you could learn a skill that will impact your retirement for decades.
If you'd like to learn how to potentially grow your CPF beyond the standard 2.5% return, you can join the CPF Automated Growth Workshop here:
Your CPF is likely one of the biggest assets you'll ever own.
The question is:
Are you making it work as hard as possible for you?
Chloe
Arigato Investor
Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛
The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛
