Arigato, {{ first name | dear investor }},
One thing I love about this community is how curious all of you are.
Whenever I interview someone interesting, I can immediately tell whether the episode resonated with you based on the replies, comments, and questions that come in afterwards.
For those who haven't watched it yet, Ernee built a property portfolio with over S$45 million in asset value over the last 7 years. Together with his wife, he started from humble beginnings with their first HDB, before gradually growing their portfolio and helping many of their students generate 4-figure to even 5-figure monthly cash flow through property and co-living strategies.

What surprised me wasn't just the numbers.
It was how many of you reached out afterwards asking questions like:
"Is property investing still worth it in Singapore?"
"How does co-living actually make money?"
"Can ordinary Singaporeans still generate cash flow from property today?"
And honestly... I have many of the same questions too.
As most of you know, my personal wealth-building journey has largely been through ETFs and options investing. I've always looked at Singapore property as something that's expensive, capital-intensive, and not necessarily easy to generate meaningful cash flow from.
So while interviewing Ernee, I found myself learning alongside all of you.
That's why I thought: why not invite him into our community for a LIVE Ask-US-Anything session, where we can ask him anything about:
✅ Property investing in Singapore
✅ Co-living strategies
✅ Generating cash flow from property
✅ Upgrading from HDB to private property
✅ Common property investing mistakes
✅ Commercial vs residential property
✅ And anything else you're curious about

Whether you're already a property owner, thinking of buying your first property, or simply want to understand another way people build wealth in Singapore, I think you'll find this session eye-opening.
Date: 29 June 2026 (Monday)
Time: 8-9 PM (SG Time)
Zoom link: https://us06web.zoom.us/meeting/register/DhEwwmHmSTy6x3XyFpa1hw
If you missed the podcast I did with Ernee previously, you can watch it here too! 👇
Personally, I'm looking forward to this session because I'll be learning right alongside you. I already have a list of property questions I want to ask him myself 😆
See you there!
Arigato!
Chloe
Arigato Investor
Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛
The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛


