5 lessons on my birthday 🎂

In partnership with

Arigato, dear investor,

Last night’s masterclass was overflowing with incredible energy, learning, and vibes — we had a full house the moment the Zoom room opened!

To those of you who couldn’t get in, I’m so sorry. Even after upgrading our Zoom limit to 500 pax, the room hit full capacity instantly. 😢

Unfortunately, there won’t be any replay — the information we shared was highly exclusive, and reserved for those who showed up live. So if you missed it, make sure to come early next round to secure your spot!

✨ Today’s also my birthday — I turn 35!

And in the spirit of giving, I want to share a few lessons I’ve learned over the years. Life has brought me wins, painful mistakes, sweet successes, and everything in between. These are just a few truths that continue to shape me:

1. Don’t be too hard on yourself

From the outside, it might seem like I’ve got my life together. But trust me — I still make mistakes. Recently, I made a painful one. I asked myself, why did this happen to me? I cried, I struggled… and now, I’m slowly learning from it.

Whether it’s in investing or life, mistakes are inevitable. But what matters is how we grow from them. So give yourself grace. Reflect, learn, and come back stronger.

2. Count your blessings

It’s easy to get caught up in what we don’t have. But sometimes, a shift in perspective is all we need.

Lately, I’ve been feeling down about some personal matters. One thing that helped me is this powerful morning audio — give it a listen: Gratitude Video 💛

Even in investing, we tend to want bigger returns or more capital. But just having the ability to sit down in a chair and invest is already a blessing — many people in the world don't even have access to clean water or a proper toilet.

I was reminded of this during my recent chat with Monsoon Pabrai (a brilliant young fund manager I met in New York). Her mindset around gratitude and investing is truly worth hearing:

3. Be kind to others

A recent dispute I went through made me wonder — why is this person so unkind?

But then I reflected… I didn’t show enough empathy and kindness either. And I contributed to the conflict in ways I wasn’t aware of.

So now, I’m learning to lead with kindness and compassion. When we shift our perspective and take responsibility, the world around us begins to shift too.

4. Think long term

(You knew this one was coming 😅)

Whether in life, career, or investing — short-term pain doesn’t define the long-term outcome.

If you stay focused on your values, your goals, and your growth… you’ll get there. One step at a time. One lesson at a time.

5. Be optimistic about the future

Whether it’s about investing or life, we all need a little optimism to stay on the course.
Yes, it sounds cliché — but it’s true.

There will be ups and downs. Markets fluctuate, and life throws curveballs.
But having a hopeful outlook helps you stay grounded when things get tough, and take bold steps when opportunities come.

It's this kind of quiet belief that keeps you moving forward — one investment, one decision at a time.

Thanks for reading my birthday reflections. 🥹

It means the world to me that I get to share this journey with all of you — not just the wins and highlights, but the real, raw moments too.

Here's to growing together — financially, emotionally, and spiritually. 🌱

Arigato!

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

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The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛