2X

Arigato, dear investor,

Over the last 24 hours…

so many of you replied to my SA post with messages like:

“Huh?! Can SA really do that?”
“Wait… you can actually invest your SA?”

And honestly, I understand why so many Singaporeans feel confused about SA investing.

Because most of us grew up hearing the same thing:
“CPF SA already gives 4% guaranteed… just leave it there.”

And yes — 4% is definitely better than leaving money sitting idle.

But one thing I’ve personally realised is this:
4% might help to counter inflation…

but it may still not be enough if your goal is to build a truly comfortable retirement portfolio for the future.

Especially when the cost of living in Singapore keeps increasing year after year.

That’s exactly why last year, I started looking deeper into SA investing myself.

And with proper guidance and careful selection of investment products…

part of my SA portfolio ended up growing around 10.59% in just 9 months 😳

That’s more than 2X the usual SA’s annual interest.

Of course, this doesn’t mean taking reckless risks or gambling your retirement money.

In fact, the biggest mistake many people make is not understanding:

• what they can invest in

• what products are suitable

• and how to think long term when it comes to retirement investing

That’s why I decided to conduct my FREE SA Investing Masterclass 2026 Edition one more time.

And honestly… this will likely be the only free session I conduct this year.

Inside the workshop, I’ll be sharing:

✅ How SA investing actually works in Singapore
✅ The exact funds I personally invested in
✅ My personal SA investing thought process
✅ Common CPF investing mistakes Singaporeans make
✅ Latest CPF updates and changes you should know
✅ How I personally think about growing retirement funds long term

📅 Date: 6 May 2026 (Wednesday)
⏰ Time: 8PM Singapore Time

Seats are capped at 300 pax only, so if you want to join live, make sure to register early 😊

Meanwhile, check out this 👇️ 

Read less. Know more.

Morning Brew delivers the biggest stories in business, finance, and tech in about 5 minutes — with just enough personality to keep things interesting.

Join 4,000,000+ professionals who start their mornings a little smarter.

Check it out

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛