Arigato, {{ first name | dear investor }},
If you're a parent in Singapore, you probably saw this piece of news from the National Day Rally.
Prime Minister Lawrence Wong announced a major shift in how Singapore will support families raising children.
Under the new $62,000 SG Child Support Package, every Singaporean child will receive more sustained financial support throughout their growing years, regardless of birth order.
The new package includes:
$10,000 Baby Gift in cash
$32,000 in Child Credits
$5,000 CDA First Step Grant
Up to $5,000 in Government CDA co-matching
$10,000 PSEA top-up
And when combined with existing support such as the $5,000 MediSave Grant for Newborns and annual Edusave contributions, that's almost $70,000 in direct Government support from birth to age 17.

That's a pretty significant amount.
But there was ONE part of the announcement that immediately caught my investor brain!
The $32,000 in Child Credits.
Instead of receiving it all at once, parents will receive $2,000 every year from the time their child turns 1 until 16.
And I immediately started doing the maths...
What if a family doesn't need to spend all of that $2,000 today?
What if you invested it for your child instead?
And could that $2,000 eventually become...
$100,000?
Of course, I also know that's not realistic for every family.
For some parents, that $2,000 could make a genuine difference to groceries, childcare, enrichment classes and everyday expenses.
Maybe you can only afford to invest $50 a month.
Maybe you have $100–$200, but you're worried you might need the money again in five years.
Or perhaps you're financially comfortable and thinking:
“Could I use this opportunity to start building my child's university fund?”
These are three very different situations — and I don't think parents should approach them in the same way.
So I sat down, ran the numbers and put together a new guide:

Starting With Just $2,000
I break down what I would personally consider for three different types of families, what kinds of ETFs I would look at depending on the timeframe, and what those seemingly small contributions could potentially become over the years.
Whether you can start with $50 a month or $2,000 a year, I hope this guide changes the way you think about building your child's financial future.
Meanwhile, check out this 👇
Sept 21: Elon's "iPhone moment"
He's calling it "10x bigger than the largest product in history."
The last time a claim that bold turned out to be true, the product was called the iPhone...
...and investors who owned Apple beforehand saw it run as high as 7,537%.
An analyst believes this launch could be bigger.
We just published a free briefing naming 3 stocks positioned for the launch.
Arigato!
Chloe
Arigato Investor
Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛
The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛



