2025 reflections

In partnership with

Arigato, dear investor,

I’ve been back in Guangzhou for a while now.

And honestly… it’s been full.

Full of family dinners.
Full of conversations.
Full of emotions I didn’t expect to feel this deeply.

I’ve been busy meeting relatives — some of whom I haven’t seen for more than 20 years.

I still remember the first time I met some of my cousins.

I was a teenager back then.
They were just tiny kids — 6 or 7 years old — running around, playing, barely able to sit still for dinner.

We could hardly talk.

Fast forward 20 years…

They’re now fine ladies and gentlemen.
And suddenly, we’re having long conversations — about careers, life choices, struggles, passions, dreams.

I caught myself thinking:

And not just changes — it compounds.

At the same time, time feels like it flies even faster for the older generation.

My parents.
My aunts and uncles.

More white hair.
More wrinkles.
Bodies that are clearly more tired and fragile.

It was a quiet reminder for me:

Time with them is precious.
And moments together can be far more short-lived than we think.

It reminded me to slow down.
To be present.
To create memories that last — even though time will keep moving forward, no matter what.

This New Year’s Eve of 2025 feels especially meaningful.

I’m spending it in Guangzhou — the place where I was born.

Surrounded by relatives I grew up with.
Feeling their love, their warmth, their blessings.

And for the first time in more than 10 years,
my sister, my parents, and I are all back in China together.

All four of us.

That alone… is a memory I know I’ll cherish forever.

And I want you to know — I’m deeply grateful for you too.

My Arigato community.

This journey we’re on together isn’t just about growing wealth or learning how to invest better.

It’s also about:

• growing as people

• learning about life

• becoming a little wiser, a little more grounded, year by year

We’re all students of life.

And I’m truly grateful to be born in this lifetime, walking this journey alongside you.

As we step into 2026…

I wish you a year filled with:

• abundance

• health

• clarity

• meaningful growth

And most importantly — moments worth remembering.

I’m always rooting for you. 💛

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Arigato!

Chloe
Arigato Investor

Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛

The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛

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