Arigato, {{ first name | dear investor }},
Most people spend their time searching for investments that can give them 10%, 20%, or even 100% returns.
But what if I told you there's a way to get a guaranteed 100% return backed by the Singapore government?
And surprisingly, very few people know about it.
This year, the Singapore government introduced a scheme called the Matched MediSave Scheme (MMSS).
Under this scheme, the government will match every dollar you top up into your parents' MediSave Account (MA), dollar-for-dollar, up to $1,000 per year.
The scheme will run for five years starting from 2026.
That means your parents could receive up to $5,000 of free money from the government over the next five years.
Think about it.
If you top up $1,000, the government tops up another $1,000.
That's an instant 100% return on your money.
As an investor, opportunities like this are incredibly rare.
In fact, it's probably one of the few times where the government is literally paying you to help your parents strengthen their healthcare savings.
Of course, your parents will need to meet the eligibility criteria to qualify for the matching grant.
If they do, I believe this is one of the smartest financial moves many families can make.
And that's not all.
Many Singaporeans are unaware that there is another government matching scheme that can potentially give eligible seniors up to $20,000 of additional grants into their Retirement Account as well.
Unfortunately, schemes like these are not available to younger people like us.
That's one of the reasons why I decided to start investing my CPF instead of leaving all my money inside my OA.
In the last 5 years, my CPF investment portfolio has grown by more than 60%, which works out to over 16% annualised returns per year — significantly higher than the 2.5% interest from CPF OA.
Of course, investing comes with risks and requires proper knowledge.
That's why I spent years learning how to invest my CPF carefully and systematically.
Today, I’ve put together a STEP-BY-STEP CPF INVESTING WORKSHOP to show you exactly how I approach CPF (both OA & SRS) investing and the steps I use to grow my CPF faster for early retirement.
Not just me—my student Ben, who applied my strategy, has also seen his CPF grow by 20% over the last 1.5 years, generating over $28,472 in profits for his retirement.
If you’d like to grow your CPF (both OA & SRS) faster for early retirement, this workshop is for you!
Would love to have you join us,
and keep growing our wealth together—the Arigato way 💛
Meanwhile, check out this 👇
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Arigato!
Chloe
Arigato Investor
Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛
The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛
