Arigato, {{ first name | dear investor }},
Yesterday, I shared about how I invest in Singapore bank stocks using my CPF…
And after sending that newsletter, quite a few of you replied and asked me:
“Chloe, how do you evaluate other individual stocks apart from Singapore banks?”
And I thought this was such a good question.
Because if you’ve been following me for a while, you’ll know that the majority of my portfolio is actually in ETFs.
Because when it comes to individual stock picking? You need to understand the company’s business, financials, competitive advantage, growth potential — and most importantly, its valuation.
And that’s exactly why I wanted to bring in someone who has built a large part of her wealth through individual stock picking. 😉
I’m inviting Dawn, aka SG Budget Babe, back!
Dawn is someone I really respect because she achieved her first $1 million in her early 30s — while becoming a mom and building a family.
And unlike me, who focuses heavily on ETFs + options, Dawn has built much of her wealth through picking individual stocks, especially US and SG stocks.
So we decided to put our strategies together.
On Wednesday, 9 September, from 8–10 PM, Dawn and I will be hosting a FREE live: Million Dollar Roadmap Workshop

Register for the FREE Million Dollar Roadmap Workshop here:
📅 9 September 2026 (Wed)
⏰ 8:00–10:00 PM SGT
🎟️ FREE — limited to 300 participants
We’ll break down how both of us built our first million through different investing approaches — and, more importantly, how YOU can start building your own roadmap.
We’ll cover how to think about ETFs vs individual stocks, how Dawn evaluates individual companies and opportunities, and the practical steps you can start taking to accelerate your journey towards your first $1 million.
Whether you’re starting with $10K, $100K or more, the goal is to help you see that your first million doesn’t happen by accident.
You need a roadmap.
And we want to show you ours.
I’m really excited for this one because you’ll get to see two very different approaches to building wealth!
Different strategies. Same destination.
Your first million. ❤️
See you live next Wed!
Chloe
Arigato Investor
P.S. We’re limiting this live masterclass to the first 300 people only.
Make sure to register now before all spots run out!
Just a quick heads-up 🌸 Except for Instagram, where I may reply if you comment on my posts, I’ll never initiate a private message to you on any platform. So if you ever get a DM from someone claiming to be “Chloe” or “The Arigato Investor” on Telegram or TikTok — please know that’s not me. It’s a scammer impersonating my account. Stay safe and always double-check 💛
The information provided in this newsletter is for informational purposes only and does not constitute financial advice. Readers should seek their own independent financial advice before making any investment decisions. Please note that the opinions expressed in this newsletter are Chloe's own and do not represent the views of any organization. Always perform your own research and due diligence before investing. 💛


